• PayFlutter

    PayFlutter Gateway

    Empowering African businesses with modern, robust payment infrastructure.

    Follow Us

    Loved by thousands of merchants
    across the globe.

    PayFlutter makes payment processing
    effortless. The dashboard is intuitive,
    settlements are fast, and most
    importantly, it helps your business grow.
    It's the ultimate checkout platform
    for modern commerce.

    Active merchants worldwide

    20,000+

    Transaction success rate

    99.9%

    Processed annually

    $1.5B+

    Why PayFlutter

    Built for developers,
    trusted by businesses
    everywhere.

    PayFlutter provides a seamless checkout experience for customers and a
    simple, powerful API integration for developers. Whether you are running an
    e-commerce site, a marketplace, or a subscription service, we supply all
    the payment tools you need to collect and disburse funds.

    Seamless payment collection

    Flexible bill payment APIs

    PCI-DSS level 1 security

    What we provide

    Everything you need to accept
    payments and grow
    your business

    Online Collections

    Accept cards, mobile money, and bank
    transfers directly on your website or app
    with a checkout designed to convert.

    Bill Payment APIs

    Integrate utility bill payments, airtime
    recharges, and data bundles into your own
    platform using our flexible API.

    Payouts & Transfers

    Send automated bulk payments to vendors,
    partners, and employees directly to their
    bank accounts or mobile wallets.

    Over 10 Million
    API calls processed
    daily without fail

    Developer Sandbox

    Get access to our sandbox environment and start building
    your integration today with zero setup fees.

    Collect payments globally.

    Fast and secure payouts.

    Developer-first APIs.

    Best checkout conversion rates.

    Unified customer portal.

    Split payments & sub-accounts.

    Fraud shielding built-in.

    Successful transactions

    Live Dashboard
    99.98%

    Success rate
    this month

    Built for scale

    Robust developer APIs. Flexible
    payment integrations for every business.

    We build tools that make it easy for developers to integrate payment collection
    and disbursement in minutes. With clear documentation, SDKs for all major
    languages, and robust webhooks, PayFlutter is the ultimate choice.

    • Instant settlement options.
    • Unified developer dashboard.
    • Robust webhook notifications.
    • PCI-DSS compliant security.
    Trusted by industry leaders and innovators

    “ PayFlutter has completely transformed how we collect payments online. Our checkout conversion rates increased by 25%
    within weeks of integration. The developer docs are incredibly clean and easy to follow. “

    “ Integrating the bill payment API was an absolute breeze. Our users can now pay bills and top-up airtime
    directly inside our product, creating a solid new revenue stream. “

    “ The bulk transfers and payouts API is incredibly reliable. We automate payouts to thousands of sellers
    every week. Settlements are fast, and success rate is unmatched. “

    “ Having integrated multiple gateways, PayFlutter's SDKs and developer experience are by far the best in the market.
    Highly customizable checkout. “

    “ The merchant dashboard is clean and full of details. Managing transactions, sub-accounts, and splits
    is completely effortless now. “

    “ Security is our biggest concern, and PayFlutter's built-in fraud shielding and PCI-DSS Level 1 compliance
    give us absolute peace of mind. “

    “ Our SaaS platform relies on their split-payments API to route funds automatically to different vendor wallets.
    It just works flawlessly. “

    Secure Infrastructure

    A fully licensed, PCI-DSS Level 1 compliant payment
    processor worldwide

    We protect your transactions with state-of-the-art security systems. Every transaction is monitored
    in real-time, shielded from fraud, and processed in accordance with global financial regulations. This foundation
    allows you to focus on growing your business while we handle the complexity of payments.

    Let’s make something great work together.

    PayFlutter faq

    Frequently asked questions
    about our payment checkout.

    With PayFlutter, you can accept payments via Credit/Debit Cards (Visa, Mastercard, Verve), Mobile Money wallets (MTN, Orange, Airtel, Telebirr), Bank Transfers, and USSD codes. This ensures a seamless checkout experience for customers across various African countries.

    Yes, security is our top priority. PayFlutter is PCI-DSS Level 1 compliant, which is the highest level of security certification in the payments industry. All transactions are encrypted, and we employ real-time fraud monitoring to protect your funds and customer data.

    Settlement schedules depend on your location and business verification status. By default, local transactions are settled within T+1 (next business day), while international payments are settled within T+7. You can monitor all payouts and settlements directly from your dashboard.

    Absolutely! You can sign up as a Starter Business using only your personal identification and bank details. This allows you to immediately start accepting payments up to a defined monthly limit. You can easily upgrade to a Registered Business once your company is incorporated.

    Hey, do you have any
    more questions?

    • Real-time payment tracking
    • Automated fraud shield
    • PCI-DSS level 1 security
    • Flexible settlement options

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    & payment updates

    Over 10 million payments processed daily